About Us

Cutting Edge Tax Strategies, Retirement Planning, Financial Planning.

Who we are

At Trusted Legacy Group, we specialize in providing innovative retirement and tax strategies designed to create, protect and grow your wealth. With over three decades of expertise in tax planning, financial management, and wealth preservation, our team of professionals works closely with individuals, families, and businesses to create tailored solutions that minimize tax liabilities while safeguarding assets for future generations. Our proven approach combines a deep understanding of tax laws with strategic foresight, ensuring that your wealth is optimized and protected from unnecessary taxation, market volatility, and unforeseen risks. Whether you’re looking to preserve your estate, reduce your tax burden, or build a tax-efficient investment system, we are dedicated to helping you achieve your long-term financial goals. By focusing on tax-efficient wealth preservation techniques such as trusts, estate development, retirement planning, and asset protection, we empower you to keep more of what you’ve worked hard to build. At TLG, your financial security is our priority, and we are committed to guiding you through every step of the process with integrity, transparency, and personalized service. Let us help you preserve your legacy and create a prosperous financial future for the generations to come.

Our Mission

Vision + Purpose

ur mission is to help clients take command of their capital using strategic systems that go beyond traditional retirement and investment planning. We specialize in designing integrated structures that combine permanent life insurance, private LLCs, trusts, annuities, and qualified retirement accounts to create tax-efficient growth, flexible access to funds, and long-term legacy protection. Through personalized planning and advanced design, we help clients move from scattered financial tools to a coordinated wealth engine. Whether you’re preparing for retirement, building a family legacy, protecting loved ones, or looking for smarter ways to protect and grow your money, our goal is to deliver solutions that put you — not Wall Street — at the center of your financial future.

Our Team

Meet Our Team

Heather Torres

Founder

Heather Torres is a highly skilled business professional with over 17 years of expertise in finance, management, and tax strategy. Specializing in the development of creative business structures and advanced tax strategies, she has built a reputation for helping organizations and individuals optimize their financial outcomes while minimizing tax liabilities. Throughout her career, Ms. Torres has worked with a wide range of clients—from individuals to large corporations—designing innovative, tax-efficient structures that protect assets, streamline operations, and foster growth. Her deep understanding of tax laws, financial regulations, and business operations allows her to create tailored solutions that maximize profitability and minimize exposure to unnecessary taxes. With her extensive experience, she continues to help individuals and organizations navigate the ever-evolving financial landscape, ensuring they achieve maximum financial success and security.

Dr. David McCoy

Founder

Dr. David McCoy brings over two decades of entrepreneurial and investment experience to his work in financial system design. A U.S. Navy veteran and seasoned business owner, Dr. McCoy holds advanced degrees in Business Management, Applied Mathematics, and Education Philosophy — a multidisciplinary background that fuels his precision in building wealth strategies grounded in logic, efficiency, and long-term sustainability. Known for his ability to architect sophisticated, client-specific financial systems, Dr. McCoy specializes in aligning tools like life insurance, private LLCs, annuities, and retirement accounts into coordinated engines for growth, protection, and access. His approach is rooted in education, clarity, and structural control, giving clients the ability to understand and own their financial direction. Whether guiding a business owner, investor, or family steward, Dr. McCoy focuses on designing systems that do more than just grow wealth — they protect it, position it, and make it work.